the REAL Hole-in-One Story
Plus a Snapshot of 200+
Industry Mishaps and Official Oversight

IT IS an UNDENIABLE FACT that the OVERWHELMING Hole in One and Contest Prize mishaps
are due to EVENT DIRECTORS MISMANAGEMENT . . . WITH "the" OTHER COMPANY(S)
Events NON-compliance or willing to abide by the rules, Standard Contractual Terms & Conditions. Rule Violations w/ Accidental Ineptness ( then looking for a scapegoat )

THE REST are unfortunately GOLFERS & people CHEAT, take liberties with the rules and are DISHONEST about their alleged achievements.
While many other events NEVER APPLY or PAY for prize coverage, thinking that a Hole-in-One will never happen.

IT HAPPENS . . . here is only a snapshot of the 100’s of documented cases and 10 millions PLUS of dollars of verified non compliance.
EVENT DIRECTOR ERRORS . . . SPONSOR MISTAKES . . . GOLFER EMBELLISHMENTS . . .
“Rules are NOT made to be broken” . . . for Golf or ANY Sport . . . No matter what a Journalist, Lawyer, or Official tells you.
AMAZINGLY an Overwhelming 99% of these Event Foul-ups do NOT involve our company
Also amazing is the statistical ratio since our firm has been around longer & performed more events than the rest involved herein.

 While . . . No one HAS EVER PURSUED us to get the easily 100% verifiable OTHER SIDE of the story ? Sadly it's not as Newsworthy.

a Handful of Competitors, their Reps and Officials actually demanded webpages of this information to be shut down, After embarrassing "foot in mouth".
( note the Latest LANCE ARMSTRONG story . . . our company turned down him and his Management Company "Tailwind Sports" FIRST . . .
as we fully understood the sports feat cheating propensity there ) Years before the General Public and High Level Officials caught on.

PUTTING CONTEST jury decides  EVENT DIRECTOR is at FAULT NOT the Hole-in-One company	$40,000 Hole-in-One False Claim Perpetrated by Mayor - Mayors Son and Developer Illinois	9-11 Firemen Benefit Does NOT purchase Hole-in-One coverage
2nd Hole-in-One  on Same Hole  denied by HIOI not included  In contract agreement	NEW JERSEY Golf Event called "lawyers gone wild" after HIO Mishaps by Event Director attorney	GOLF DIGEST verifies Dishonest & fraud in Golfers Hole in Ones Claim
Hole in One Clearing House Dennis Chase Denied ANOTHER claim at an alarming rate with GTAA Phil Immordino	Texas Fishing Contest Cheats go National	Hole in One Clearing House HIOCH Dennis Chase Denies ANOTHER claim with GTAA Phil Immordino backing
Hole in One International in $ 1 Million MDA Hole-in-One Dispute and Denied feat	50 yards Short Hamilton Canada Hole-in-One car NOT Awarded by American Hole in One	$10,000 HIO International Women denied claim Scottsdale Arizona LaPaloma Country Club
Hole Yardage Denied MDA Claim Muscular Dystophy PHOENIX, AZ $10,000 by Hole in One INTERNATIONAL	NO CPU for HIO 2nd  Hole-in-One contractual rules Golf Mishaps Lawsuit by HIO International	$17,000 Boat in Wisconsin NOT set up to the proper 150 minimum yardage  denied
Lawyer sues OWN University Over improper set up of JEEP Hole in One rules	HIO USA denies NISSAN Hole in One in California Violation of witness rules	Mitsubishi Canada and Golf Club Mis Advertise Hole in One Lawsuit
Puerto Rico Daily Sun CGA of Cincinnati denies Car Hole-in-One at Puerto Rico event	IOWA Golfer uses Mulligan for HIO denied prize on COURT-TV For Violating USGA rules	HIO company SUREBET  D&B Financial stress report
D&B report Continued worst D & B rating On SUREBET Florida HIO company	FOUR (4) HIO companies Denied their FIRST Claim EVER	LARGEST $150,000.00 CASH NON PAYMENT by Hole in One Clearing House Dennis Chase LAWSUIT CASE CHICAGO
Montana Football Kick Winner denied prize by Hole in One International violates Pro Rules & eligibility	Armed Forces Appreciation Kick Winner is a PRO HIO International Lawsuit	HERSHEY’s Food Corp Agrees with Hole-in-WON.com “rules are rules”
Chattanooga TENN Car dealer denies Prize for Hole-in-One	Stockton CA FORD  FLEX Hole-in-One Denied  for rules non-compliance	Golf Promotions denies MASS Putting Contest winner for Multiple rules violations
With GM bankruptcy now comes properly scrutinizing of Hole-in-One claims results in denied claims	Hole in One USA denies  FORD car for playing 27 holes Not 18	ABC 7 news Maryland Harley-Davidson denied Claim for rules improprieties
Langley Air Force base Mercedes Benz dealer denies claim for HIO	TWO Hole in One claims denied in the same week 5k Golf Cart & $100,000	Fishing Contest Winner CHEATED denied Dodge In Minnesota
NEW ENGLAND HIO reps attempts to add $5,000 improperly on top winners claim and sponsor wishes	NY POST NJ winner makes HIO on wrong hole. Tournament Organizers at fault	Association did NOT Pay for the Hole in One Contract Agreement
Bar Association & lawyers Concur Wrong hole Wrong Rules Event directors Liability for Car	US Hole in One Finally pays to settle Tournament Organizers mistakes	Wisconsin Putting Contest Denied claim for numerous rules Errors in event
HIO International denies $1 Million Hole-in-One for 11 yards short	Police Officer ask other Police Officers to make up facts on improper Hole-in-One contest	OHIO Car dealer Mishap on HIO event HIO company not responsible
Wisconsin BUICK and Event change Hole # Winner wants to get Car for  “original” hole Hole-in-One?	FUBAR HIO. Car parked near wrong hole. Winner Lies. Event never purchased HIO contract	NATIONAL Hole-in-One involved denied claim with GTE GTE admits errors in running the event
Car Salesman admits Mistake in GEORGIA Car Giveaway	National Hole-in-One Loses case for Hole-in-One Prize offered on # 9. Shot made on # 18?	CGA Denies claim for NO proper attestments forms filed Albuquerque NM
Minnesota golfer Violates Hole-in-One Contest sponsor rules	Football Association Did NOT write check or Pay for HIO contract	Michigan Insurance Agent Files False Claim for Larger Prize NOT actually won
Ohio VOLVO dealer Puts up improper Lease Deal for Hole-in-One	Hole in One International in  Insurance vs. NOT Insurance dispute	Police Officer files NOT 1 BUT 2 False Hole in One claims
Cleveland Browns denied Punt, Pass & Kick claim w/ Craig Meyers Stone Montain GA	a RIGGED Hole-in-One Contest ILLINOIS Copy Cat	Houston Texas auto dealer fails up contest Giveaway for Ford
Alonzo Mourning Charities Former NBA Miami Heat & NY Knick Denied $1 Million HIO	Former player on High School team Ineligible and denied Prize	Golf Event Services Co. & NJ Business Assoc. BLAME One another for wrong hole HIO
WRONG Hole Hole in One Claim denial and 2 shots at the hole ?	International Golf Mgmt of Georgia denies 7 shot Hole-in-One !	Student Athlete Ineligible for Prize claim
Canada Lawyer sues over amateur status ineligibility American HIO Claim denied	Three (3) False Hole in One Claims	They (these false SPORTS claimants & rule breakers) . . . are cheating ALL of US
Commodities Broker Denied $1 million shot New York	Exchange Chariman sues NBA player over HIO yardage mishap	GOLF DIGEST sees FRAUD in Hole-in-One Claims
Putting Contest Improperly Run $5,000 Winner denied	Toledo Ohio Auto Auction Denied $10,000 Putting Claim by Golf-Hole-in-One of NJ	Ineligible winner partial winner in a settlement
Lawyer NOT awarded HIO Jeep Cherokee for HIO contract rules non-compliance	HIO winner hits shot from Wrong Tee Violation of USGA rules	HARLEY-DAVIDSON Hole-in-One Winner Denied by HIO International Hole in One International RENO, NEVADA
Car Wash Owner Spends Hole in One Check for $10,000 HIO 2 Months Earlier ? Then files False Unpaid Claim with State AG  Wasted Investigation & Man Hours as AG Believes Buffoon over Cashed Check	$1.5 MILLION of False Hole-in-One Claims Syndicate Swindlers	Des Moines Iowa Teenager Improper HIO Claim For Hitting a “Mulligan”
COLORADO ATTORNEY GENERAL CLAIMS DISPUTE with DENNIS CHASE Hole in One Clearing House HIOCH GTAA	TRUMP Golf Course Involved in $1 million Hole in One dispute	False attested Scorecard Scorecard for "Lance Armstrong of Golf" Multiple Violation Montana Golfer Claim
$$$$ 5 FIVE MILLION $$$$ $$  CLAIM  DENIED $$  SCA Texas co-covers events with Warren Buffet	HARLEY-DAVIDSON ABC NEWS 7 Story Hole-in-One in Virginia denied by HIO International HIOI	ANOTHER HARLEY-DAVIDSON NON PAID CLAIM Hole-in-One HIOI HIO International verification issues
Montgomery County HARLEY-DAVIDSON Hole-in-One International RENO Nevada denies payment to Police Officer witness	Golfers Cheating "watching the line" Putting Contest violation Taking down from YouTube	Former Tennesse golf Pro Files not 1 but 2 false HIO claims
FALSE DOCUMENTATION FILED to Circumvent Golf Management co. improperly running of a HIO event NY	Boys & Girls Club with Springfield Ford Lincoln-Mercury accept mistakes switching hole shortening yds	FORD DEALER & GOLF COURSE Purchase wrong HIO Coverage Foul Up Winners claim
California Golf Course errors on HIO contract (cont)	Ford Dealer California course Hole in One USA errors (cont)	(cont) Final page of whose at fault Auto dealer and Course or the HIO company
Mitsubishi Dealer & Canadian Golfer in HIO dispute AGAIN NOT The HIO company	HIO winner wants more prize than what he actually won Canada	American Hole in One Georgia Denies claim in Canada ( cont. )
Golf event Services Co. of NEW JERSEY places Car on wrong hole	New Jersey Golfer involved in errors HIO claim ( cont.)	False HIO claims from a Police Officer
RIPLEY’S BELIEVE IT or NOT HOLE-in-ONE Mistake. Golfer drives to wrong MARRIOTT Golf course ”at the turn” Makes HIO on scorecard for big prize. Only to find out he drove to WRONG COURSE!	Community College allows whole field of over 100 golfers to attempt what was contracted for 1 Putter ONLY to attempt 1 Putt	Community College allows whole field of over 100 golfers to attempt what was contracted for 1 Putter ONLY to attempt 1 Putt (cont)
Wisconsin School Board UNANIMOUSLY denies Hole-in-One claim	Golfer wants Hole in One prize for different hole after prizes changed prior to event start	WILLET HONDA & American ‘ n HIO Deny Georgia claim
COURT TV takes on case that Event Directors are at fault HIO Company absolved	COURT TV ( cont. ) NO case against Hole in One company. Just tournament organizers	Mountain Falls Golf Club HIO International denied Golf Course claim
JEEP Forum Dealership fouls up Key for Car contest	JEEP Forum ( cont. ) Jeep Dealership at fault in Scratch Card event	JEEP Forum ( cont. ) Scratch Card mishap caused by Jeep dealership
KOREA Hole in One Filed improper documents Denied his winning claim	Lawyers suing Lawyers Vancouver Hole-in-One over each others mistakes	Golf Industry Pro denied his Hole-in-Win. NOT Eligible under rules
NY Times 2009 article States this is NOT insurance	CGA Ohio Denies Hole-in-One after “inordinate” # of claims finds improprieties & fraud GolfOnline	MAYORS SON Involved in False HIO claim
DENNIS CHASE Lawsuit Prize Not Awarded claim $25,000 NON Payout Hole in One Clearing House HIOCH	Hole in One Clearing House first claim ? with a Dispute with DENNIS CHASE & Management company (cont)	Flagstick golf upstart HIO company forced to go out of biz Defending against false claims
MICHAEL JORDAN WITNESSING American Hole 'N One deny $1 Million basketball shot ineligibility	A professional is also defined as anyone who is currently in, or has been in, the Golf industry or pursues as a profession, Hobby profits and/or gains from the golf industry.Ex: Golf Instructor, Golf Coach but not limited to . .  HIO company determination is final.  ADDITIONAL VIOLATION in MONTANA EVENT	Atlanta Braves Chicago Cubs pitcher Golf event ORGANIZER is not immune To NOT following the rules closely
Used Car Company fires on a Monday Craig Meyers of Georgia Claims HIO prize following Tuesday	FLORIDA co. w/ Lions Club support False AG HIO Allegations Had them close up shop	SEU Promotions Scott Schaeffer managed a 20+ Golf events never paying Hole-in-WON for any proper HIO contracts. FORTUNATE.
American Hole 'n One denies CAR claim in Ontario Canada Hamilton-Tiger-Cats Hole in One 2006	HIO International and MDA Sued over non payment HIO According to Maricopa County Arizona Republic	HIO International and MDA Sued over non payment HIO According to Maricopa County Arizona Republic
American Liver Foundation Mohegan Sun Casino Connecticut Hole in One dispute Golf Digest Planner	CT CASINO Pautipaug Golf Club Hole in One Denied Claim Comments Place Blame on State of CT Bureaucracy	Hole in One Clearing House GTAA HIOCH Denies $42,000 Car Dennis Chase Phil Immordino
North Dakota Elks & BUICK Car Dealer get Hole # incorrect	Marcel Motors of Maine Claim Dispute	Sahara Tahoe with Cadillac Dealership find cheating Improprities
Fairview Golf Course Klick-Lewis Buick Cornwall Pennsylvania forgot to take down Hole in One Sign	Jaycees in TopSail NC do NOT pay for $10,000 hole in one insurance	North Dakota Open Northland Ford Dealers Contractual dispute over yardage
FOX NEWS TAMPA BAY Golfer denied new $42,000 car by Hole in One Clearing House GTAA	Hole in One Clearing House GTAA Car Denied in Georgia (cont.)	Santa Fe New Mexico City Government Contractual dispute over yardage
Rotary club of Shepardstown WV improperly sets up a Hole in One contest	Harry Robinson Buick Buford Distributing Dispute	Mayor sued over $10,000 Hole in One at his own tournament Fundraiser When golfer uses a Mulligan
Hole in One International denies SUV Hole in One claim New Mexico Large Prize $$	Eaglebrooke Golf Club in Lakeland, FL National Hole in One denies claim	National Hole in One $5,000 Hole in One Contest Validity issues
National Hole in One Association denies claim for $5,000 Putting Contest	American Hole N One vs. Complaintent Buford Georgia	American Hole N One Complaints
TWIN brother Nate Smith looses $50,000 Ice Hockey Trick Shot Contest Contract Violation HIOI	Hole-In-One Lawsuit Against Nissan Dealership and Elks Club NC	Elks Lodge Going to Trial Pinehurst Nissan Hole in One mess up
Arkansas Justice Corbin Hole in One ruling Falls under NO State Acts	Hole-in-one Sponsor Repeatedly submits Bank Confirmed BAD credit card to pay for Hole-in-One insurance	Connecticut AG rush to judgement on Hole-in-One case NO verification provided
Bad publicity for State Senate run looks to fast Press Releases on Hole-in-One PR	J. Ryder Group and Golf Digest Planner turn down a $42,000 Ford at The Mohegan Sun golf club CT Insurance Dept. at Fault?	$150,000 Non Payment by Hole in One Clearing House Largest Claim Lawsuit
Hole Yardage Denied Claim PHOENIX, AZ $10,000 by HIO International	Armed Forces Appreciation Winner denied by HIO International	HIO International denies $1 Million Hole-in-One For 11 yards short
San Diego Golfer Recants $10,000 Hole In One Claim	San Diego Golfer Recants Hole In One RiverWalk ( cont. )	Ocotillo Arizona 2 False Hole In One Claims
Hole In One Insurance Fraud Grows	Ford Dealer Fails to purchase Hole In One Insurance for Dalton, Georgia Church	Hole-in-one shot wins car Hole in One USA fine print takes it away
Mountain View Rotary Missouri Witness Statement(s) Event Cheated 45 YARDS on HOLE Ridiculous Claim and False Story	Court Holds T-Director Church Liable For SHORT YARDAGE Hole in one Prize	When a NON Hole In One Becomes A Legal Issue
Mistakes by BOTH Golf Course & event Director ends in denied claim	UPDATE 7 Companies Deny their FIRST Hole-in-One claim	Eyewitness 7 News US Hole-in-One denies Daytona Beach $10,000 prize with improper sub contractors
ALL Insurance Fraud is up 30% with 20% being the norm	"Basic sense of Right and Wrong" with Sports Claims not following the rules FOX NEWS Channel The Factor	100% of the Fans Should be condemning this (breaking the rules)
GO HERE TO SEE the Top Company(s) that deny the HIGHEST ratio of Hole in One & Contest Claims	GO HERE TO SEE Companies that use Misinformation & Deception to bolster their credability to unknowing clients in the Contest world	GO TO the NEXT PAGE of Hole in One Rule Breakers (cont.) Invalid and denied Contest claims from around the US & the world

© 1998 - 2013 HIW

and Remember

Hole-In-Won.com is the # 1 Golf Hole in One Insurance company in the USA. Charity Benefits and All Outing Preferred Pricing.

---

About Us and Kevin Kolenda Hole in One Claims Hole In One Industry Kevin Kolenda The Real Story & What the Other Hole in one companies Will Not tell you © 1998 - 2013/ Hole-In-Won.com Claims Winners / All Rights Reserved